Janelle: When I look at the Universe, my life, and those around me, to see it predetermined all the way through, no stops or breaks, no change of the flow, I feel like asking: then why bother incarnating? It doesn't make sense to me to have an experience if it's predetermined to a point we can ask, "well what's going to happen to me?" and we receive and answer for every slight, minute detail. I wouldn't want to live life that way. There's no learning experience in being given every answer. However, as far as a life time concerned, it's organized to have some direction. And I realize that doesn't mean that things can't change, they can. So maybe it's a bit a both. But, I agree, people should not slip into the idea that it's their DNA or something controlling them to a point where they cannot control themselves.
When I started teaching metaphysics, 30 years ago, I thought what might help explain determinism was our soul incarnating with all its prior programming. That soul DNA, along with our current physical DNA, is what we're "born with" - pre-determined. But, God's gift of free will helps us maintain or rewrite that soul/physical programming, in a new life, with our choices. The "collective" free will of cultural, social, and religious indoctrinations all help to influence our decisions.